Advice & Guidance

Browse the categories below for advice, guidance and free calculators that will help you plan your financial future.

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What's the best way to refinance my credit card debt?

There are many different ways to refinance. Three common ones are transferring to a zero interest credit card, using a personal loan to pay off the balance, or a combination of both. We show you which ones might work best for you.

See for yourself. Enter your creadit card information below and click calculate for a customized comparison:

Credit Card Information

Current Credit Card Balance
Current Credit Card Interest Rate
Current Monthly Payment
 
 

Term Loan Information

Term Loan Length
Term Loan Interest Rate

Zero Interest Credit Card

Transfer Fee
Number of Months Zero Interest

Credit Card Payments vs. Zero Interest and Term Loan Payments (Total Net Benefit)

Refinancing your credit card is almost always beneficial, it's usually a question of selecting the option with the greatest net benefit.

In your case refinancing with a will result in a maximum Net Benefit of

Credit Card Payments vs. Zero Interest and Term Loan Payments (Trend over time)

 
Monthly Credit Card
Term Loan
Zero Interest
Zero Interest
& Term Loan
Net Benefit
Maximum Payment
Total Interest
Payoff Date
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